Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Biharia Gurudaspur Branch in West Bengal

Indian Overseas Bank Biharia Gurudaspur Branch is situated in Murshidabad, West Bengal

IFSC Code for Indian Overseas Bank Biharia Gurudaspur Branch, Murshidabad

IOBA0003486
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0003486
  • Bank MICR Code: WAITING
  • Bank Address:
    Village Gurudaspur,C/O Banshibadan Baiswas,Po Rajnagar,Ps Hariharpara,Murshidabad Dist,West Bengal - 742175
  • Bank Branch: Biharia Gurudaspur
  • Bank District: Murshidabad
  • Bank State: West Bengal
  • Bank City: Murshidabad

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code