Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Malda Jhaljhalia Branch in West Bengal

Indian Overseas Bank Malda Jhaljhalia Branch is situated in Maldah, West Bengal

IFSC Code for Indian Overseas Bank Malda Jhaljhalia Branch, Maldah

IOBA0003648
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0003648
  • Bank MICR Code: WAITING
  • Bank Address:
    220 131 Station Road Jhaljhalia Near Nabarun Hotel Town Malda Dist West Bengal
  • Bank Branch: Malda Jhaljhalia
  • Bank District: Maldah
  • Bank State: West Bengal
  • Bank City: Malda

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code