Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Sarai Branch in Uttarakhand

Indian Overseas Bank Sarai Branch is situated in Haridwar, Uttarakhand

IFSC Code for Indian Overseas Bank Sarai Branch, Haridwar

IOBA0003212
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0003212
  • Bank MICR Code: WAITING
  • Bank Address:
    Sarai Village,P O,Bhadrabad Block,Haridwar Dist,Uttrakhand Pin 249404
  • Bank Branch: Sarai
  • Bank District: Haridwar
  • Bank State: Uttarakhand
  • Bank City: Hardwar

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code