Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Umahikalan Branch in Uttar Pradesh

Indian Overseas Bank Umahikalan Branch is situated in Saharanpur, Uttar Pradesh

IFSC Code for Indian Overseas Bank Umahikalan Branch, Saharanpur

IOBA0001208
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0001208
  • Bank MICR Code: 247020051
  • Bank Address:
    Via Rampur Manharan Umahikalan Pin 247451
  • Bank Branch: Umahikalan
  • Bank District: Saharanpur
  • Bank State: Uttar Pradesh
  • Bank City: Umahikalan

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code