Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Smesaharanpurdelhi Road Branch in Uttar Pradesh

Indian Overseas Bank Smesaharanpurdelhi Road Branch is situated in Saharanpur, Uttar Pradesh

IFSC Code for Indian Overseas Bank Smesaharanpurdelhi Road Branch, Saharanpur

IOBA0002981
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0002981
  • Bank MICR Code: 247020007
  • Bank Address:
    A8,Avas Vikas,Delhi Road,Saharanpur247001,Uttar Pradesh
  • Bank Branch: Smesaharanpurdelhi Road
  • Bank District: Saharanpur
  • Bank State: Uttar Pradesh
  • Bank City: Saharanpur

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code