Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Jalandhar Kapurthala Road Branch in Punjab

Indian Overseas Bank Jalandhar Kapurthala Road Branch is situated in Jalandhar, Punjab

IFSC Code for Indian Overseas Bank Jalandhar Kapurthala Road Branch, Jalandhar

IOBA0003643
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0003643
  • Bank MICR Code: WAITING
  • Bank Address:
    K K Tower,Kapurthala Road,Basti Bawa Khel,Jalandhar 144021
  • Bank Branch: Jalandhar Kapurthala Road
  • Bank District: Jalandhar
  • Bank State: Punjab
  • Bank City: Jalandhar

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code