Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Charottikonam Branch in Kerala

Indian Overseas Bank Charottikonam Branch is situated in Trivandrum, Kerala

IFSC Code for Indian Overseas Bank Charottikonam Branch, Trivandrum

IOBA0001027
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0001027
  • Bank MICR Code: 695020803
  • Bank Address:
    Kpd Xiv 138,Charottikonam Plamootukada Po Thiruvananthapuram Pin 695128
  • Bank Branch: Charottikonam
  • Bank District: Trivandrum
  • Bank State: Kerala
  • Bank City: Neyyattinkara

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code