Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Udyogamandal Indl Branch in Kerala

Indian Overseas Bank Udyogamandal Indl Branch is situated in Ernakulam, Kerala

IFSC Code for Indian Overseas Bank Udyogamandal Indl Branch, Ernakulam

IOBA0000439
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0000439
  • Bank MICR Code: 682020007
  • Bank Address:
    111 By 3111A Factory Road,Udyogamandal,Pin 683501
  • Bank Branch: Udyogamandal Indl
  • Bank District: Ernakulam
  • Bank State: Kerala
  • Bank City: Eloor

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code