Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the N H Bye Pass Palarivattom Branch in Kerala

Indian Overseas Bank N H Bye Pass Palarivattom Branch is situated in Ernakulam, Kerala

IFSC Code for Indian Overseas Bank N H Bye Pass Palarivattom Branch, Ernakulam

IOBA0001870
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0001870
  • Bank MICR Code: 682020012
  • Bank Address:
    Cc 32 By 1579 First Floor, Opp Emc Hospital, Bye Pass, Palarivattom, Cochin 682025
  • Bank Branch: N H Bye Pass Palarivattom
  • Bank District: Ernakulam
  • Bank State: Kerala
  • Bank City: Kochi

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code