Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Maradu Branch in Kerala

Indian Overseas Bank Maradu Branch is situated in Ernakulam, Kerala

IFSC Code for Indian Overseas Bank Maradu Branch, Ernakulam

IOBA0002243
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0002243
  • Bank MICR Code: 682020013
  • Bank Address:
    D No Iii By 691D Devikrupa Complx Maradu Po Ernakulam 682304
  • Bank Branch: Maradu
  • Bank District: Ernakulam
  • Bank State: Kerala
  • Bank City: Maradu

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code