Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Cochin Willingdon Island Branch in Kerala

Indian Overseas Bank Cochin Willingdon Island Branch is situated in Ernakulam, Kerala

IFSC Code for Indian Overseas Bank Cochin Willingdon Island Branch, Ernakulam

IOBA0000102
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0000102
  • Bank MICR Code: 682020003
  • Bank Address:
    Xxiv By 1557, Handicraft Building, Indira Gandhi Main Road, Willingdon Island, Kochi Pin 682003
  • Bank Branch: Cochin Willingdon Island
  • Bank District: Ernakulam
  • Bank State: Kerala
  • Bank City: Kochi

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code