Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Phulbagan Branch in Jharkhand

Indian Overseas Bank Phulbagan Branch is situated in Sahebganj, Jharkhand

IFSC Code for Indian Overseas Bank Phulbagan Branch, Sahebganj

IOBA0001673
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0001673
  • Bank MICR Code: 700020050
  • Bank Address:
    132A By 1B Raja Rajendra Lal Mitra Road K G Bose Sarani Po Kolkata Pin 700010
  • Bank Branch: Phulbagan
  • Bank District: Sahebganj
  • Bank State: Jharkhand
  • Bank City: Phulbanga

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code