Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Ner Branch in Himachal Pradesh

Indian Overseas Bank Ner Branch is situated in Mandi, Himachal Pradesh

IFSC Code for Indian Overseas Bank Ner Branch, Mandi

IOBA0003639
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0003639
  • Bank MICR Code: WAITING
  • Bank Address:
    Near Post Office,Vpo Ner Chowk,Tehsil Balh,Dist Mandi,Pin 175008
  • Bank Branch: Ner
  • Bank District: Mandi
  • Bank State: Himachal Pradesh
  • Bank City: Mandi

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code