Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Waghodia Road Branch in Gujarat

Indian Overseas Bank Waghodia Road Branch is situated in Vadodara, Gujarat

IFSC Code for Indian Overseas Bank Waghodia Road Branch, Vadodara

IOBA0002391
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0002391
  • Bank MICR Code: 390020015
  • Bank Address:
    A 3,Gajananad Park Society,Uma Char Rasta,Waghodia Road,Baroda Dist Baroda,Pin 390 019
  • Bank Branch: Waghodia Road
  • Bank District: Vadodara
  • Bank State: Gujarat
  • Bank City: Waghodia

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code