Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Siliguri Branch in West Bengal

Indian Overseas Bank Siliguri Branch is situated in Darjiling, West Bengal

IFSC Code for Indian Overseas Bank Siliguri Branch, Darjiling

IOBA0000458
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0000458
  • Bank MICR Code: 734020001
  • Bank Address:
    Joydeep Building, Hill Cart Road, Siliguri Pin 734401
  • Bank Branch: Siliguri
  • Bank District: Darjiling
  • Bank State: West Bengal
  • Bank City: Siliguri

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code