Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Kalghatgi Branch in Karnataka

Indian Overseas Bank Kalghatgi Branch is situated in Dharwad, Karnataka

IFSC Code for Indian Overseas Bank Kalghatgi Branch, Dharwad

IOBA0002654
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0002654
  • Bank MICR Code: 580020504
  • Bank Address:
    Kadlaskar Building Main Road Kalghatagi 581204
  • Bank Branch: Kalghatgi
  • Bank District: Dharwad
  • Bank State: Karnataka
  • Bank City: Kalghatgi

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code