Indian Overseas Bank IFSC Code, MICR Code, Address, Contact Number for the Ghodbundar Road Branch in Goa

Indian Overseas Bank Ghodbundar Road Branch is situated in North Goa, Goa

IFSC Code for Indian Overseas Bank Ghodbundar Road Branch, North Goa

IOBA0001978
  • Bank Name: Indian Overseas Bank
  • Bank Old IFSC Code: NA
  • Bank New IFSC Code: IOBA0001978
  • Bank MICR Code: 400020068
  • Bank Address:
    1St Floor,Arihant Plaza,Phase 1 Ovala,Ghodbundar Road Thane Pin 400607
  • Bank Branch: Ghodbundar Road
  • Bank District: North Goa
  • Bank State: Goa
  • Bank City: Thane

About IFSC Codes in India

IFSC stands for Indian Financial System Code. It is a unique 11-digit alphanumeric code assigned to each bank branch in India by the Reserve Bank of India (RBI). It is used for electronic funds transfer using NEFT, RTGS, and IMPS.

Components of IFSC Code:

  • First four characters: Bank code
  • Fifth character: Always 0
  • Last six characters: Branch identifier

About MICR Codes

MICR stands for Magnetic Ink Character Recognition and is printed on cheques to streamline processing.

  • First three digits: City code
  • Next three digits: Bank code
  • Last three digits: Branch code